Terms of Service

Welcome to Life with the Marinos ("Company," "we," "us," or "our"). These Terms of Service ("Terms") govern your use of our website, https://www.lifewiththemarinos.com/ (the "Site"), and any content, resources, courses, coaching, programs, products, memberships, downloads, or services offered through the Site (collectively, the "Services").

By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

1. Use of the Site

• You agree to use the Site only for lawful purposes and in a way that does not infringe upon the rights of others or restrict their use of the Site.
• You must be at least 18 years old to use this Site or purchase any Services.

2. Intellectual Property Rights

All content on the Site—including text, images, photos, videos, graphics, logos, designs, downloads, digital products, training materials, and other content—is the property of Life with the Marinos or its content creators and is protected by copyright, trademark, and intellectual property laws.

You may not:

• Copy, reproduce, modify, distribute, or publicly display any content without written permission
• Use any content for commercial purposes
• Share or resell courses, guides, templates, coaching materials, or proprietary frameworks

Any unauthorized use may result in legal action.

3. User Accounts

If you create an account or opt in for guides, products, or resources, you agree to:

• Provide accurate, current information
• Keep your login information secure
• Accept responsibility for all activity under your account

We reserve the right to terminate accounts that violate the Terms or misuse the Site.

4. Purchases & Payments

If you purchase products, digital downloads, or coaching through this Site:

• All sales are final unless otherwise stated.
• Refunds, if offered, will be clearly disclosed on the sales page.
• You agree to provide accurate payment information and authorize us to charge your payment method.

We are not responsible for fees or charges imposed by your payment provider.

5. Affiliate Disclosure

Life with the Marinos participates in affiliate and ambassador programs (including but not limited to Make Wellness, MWR Life, and other partner brands). This means we may earn commissions when users purchase through our referral links at no additional cost to you.

We only recommend products or services we personally use or believe in.

6. Health, Wellness & Travel Disclaimer

We share personal experiences, stories, travel information, wellness insights, and lifestyle opinions for educational and inspirational purposes only.

We are not medical professionals, licensed nutritionists, or travel agents. Nothing on the Site constitutes:

• Medical advice
• Health diagnosis
• Treatment plans
• Legal or financial advice
• Professional travel guidance

Always consult qualified professionals before making decisions about health, finances, or travel.

Your use of any information provided on this Site is at your own risk.

7. Earnings Disclaimer

We may share testimonials, income examples, case studies, and results related to affiliate programs or business opportunities.

However:

• We do not guarantee results
• Your earnings depend on your effort, work ethic, experience, and market conditions
• Past results do not guarantee future success

There are no guaranteed income claims.

8. Third-Party Links

The Site may contain links to third-party websites, tools, or resources. We are not responsible for:

• The content, accuracy, or policies of third-party websites
• Losses or damages caused by third-party products or services

Use third-party sites at your own risk.

9. Limitation of Liability

To the fullest extent allowed by law, Life with the Marinos is not responsible for any damages, losses, or liabilities arising from:

• Your use or inability to use the Site
• Errors, omissions, delays, or inaccuracies in content
• Personal decisions made based on Site information
• Interactions with third-party links or services
• Business or financial outcomes

Your sole remedy is to discontinue use of the Site.

10. Indemnification

You agree to indemnify, defend, and hold harmless Life with the Marinos from any claims, losses, liabilities, expenses, or damages resulting from:

• Your misuse of the Site
• Violation of these Terms
• Infringement of any rights of a third party

11. Termination

We reserve the right to:

• Suspend or terminate access
• Remove content
• Restrict accounts

…without notice, for any conduct we believe violates these Terms or is harmful to others.

12. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles. Any disputes shall be handled in courts located in Florida.

13. Changes to These Terms

We may update or revise these Terms at any time. Changes will be posted on this page with an updated Effective Date. Your continued use of the Site after changes constitute acceptance of the updated Terms.